When it comes to professional liability insurance for orthodontists, understanding claims-made policies and the concept of portability is crucial. Whether you’re a recent graduate or an experienced practitioner moving to a new office, navigating these insurance terms can help protect your career and financial well-being. What is a Claims-Made Policy? Read more…
In our profession, keeping meticulous records is crucial. Not only does it help us provide the best possible care, but it also protects us legally and ethically. Documenting everything, from initial assessments to treatment progress and any issues encountered, ensures that we have a clear and comprehensive picture of each Read more…
AAOIC has published two new supplemental informed consent documents, one for patients who choose a limited or compromised treatment plan and one for patients who decline orthodontic records, including progress records. These supplemental documents are designed to be used in addition to AAOIC’s standard informed consent when either of those two scenarios occur. Read more…
Smile Direct Club Alert: Due to the abrupt closure of Smile Direct Club (SDC), many orthodontists are reporting SDC customers are contacting their office wishing to continue their treatment. AAOIC recommends orthodontists approach them as you would any new patient entering your office, taking appropriate records, establishing a new treatment Read more…
The most recent annual Shareholders Report is posted on this website and the annual AAOIC Shareholders’ Meeting will be held virtually using Zoom on Saturday May 3, 2025, at 11:30 Eastern Daylight Time. All AAOIC insureds are invited to participate! A link will be posted on this site in April 2025 to allow Read more…
LOCUM TENENS COVERAGE You have an orthodontic practice; you need to take a protracted leave of absence. You want to arrange a substitute orthodontist to treat your patients while you are on leave. What is the best way to manage malpractice exposure while the substitute doctor is working for you? Read more…
The most popular orthodontic professional liability insurance in the United States, the AAOIC policy is considered the greatest membership benefit of the American Association of Orthodontics (AAO) by many of its members. Here’s why: AAOIC believes that protecting your career is worth doing right. And, because we’re orthodontists like you, Read more…
Addressing problem areas with patients is never fun, but it is critical orthodontists have those conversations as soon as possible. By communicating early, you can help patients understand the potential for serious treatment problems and encourage them to accept suggested solutions. These conversations can also help minimize the risk of a Read more…
1. How are premium rates determined for malpractice insurance in a specific practice area? Premiums are determined by an actuarial analysis of the claims experience in the area that you practice. Areas that are very litigious, such as the NYC Boroughs, generally have higher premiums while a less litigious area Read more…
AAOIC Announces Dividend for 2021 Payable in 2022 AAOIC®, The Orthodontists’ Malpractice Insurance®, is pleased to announce that it is paying its 14th dividend of $1,700,000 to orthodontists that were insured on December 31, 2021. This will be paid by a premium credit of approximately 20% to those renewing in 2022. AAOIC’s mission is to provide Read more…