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Navigating Claims with Multiple Carriers

Orthodontic malpractice claims are rarely simple, and sometimes they involve more than one insurance carrier. If you and a colleague share responsibility for a patient’s treatment, or if coverage changed hands mid-treatment, you may find yourself navigating a claim alongside another company. Here’s how that process typically works. Making Contact Read more…

By Robert Varner, 2 monthsJune 2, 2026 ago
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2026 Shareholders’ Meeting

The annual meeting of the AAOIC Shareholders will be on May 9, 2026 at 11:30 Eastern Daylight Time via Zoom. All Shareholders are invited to attend. The purpose of the meeting will be to elect Directors and to transact any other business that is necessary. The link for the meeting Read more…

By trpracht@earthlink.net, 4 monthsMarch 23, 2026 ago
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Smart Steps for Switching Your Malpractice Policy

Whether you’re early in your career, transitioning to a new practice, or approaching retirement, there may come a time when you consider switching malpractice insurance carriers. Understanding the process, and your responsibilities when making that change, is key to maintaining continuous protection and avoiding unexpected coverage gaps. Know When and Read more…

By Robert Varner, 5 monthsFebruary 17, 2026 ago
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FAQS–AAOIC®, WHERE WE ARE

What has been the relationship between AAO and AAOIC®? AAOIC, the market leader in providing professional liability insurance to orthodontists, and AAO are separate and distinct legal entities with separate boards of directors, officers, governance and operations.  By agreement, in return for AAO’s designation of AAOIC as the sole endorsed Read more…

By Robert Varner, 8 monthsDecember 6, 2025 ago
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AAOIC IS CHANGING ITS NAME

For over 30 years, AAOIC®, was known as the American Association of Orthodontists Insurance Company, a Risk Retention Group.  We are excited to announce that on December 1, 2025, AAOIC is changing its name to The Orthodontists Insurance Company™, a Risk Retention Group.  Do not be concerned, there is no Read more…

By Robert Varner, 8 monthsNovember 27, 2025 ago
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Earn a 20% discount by premium credit!

Created by Orthodontists for Orthodontists®, AAOIC works to help safeguard your hard-earned career by offering comprehensive malpractice insurance. We believe protecting your career is worth doing right–and choosing the plan that is selected by more of your peers than any other can make the difference. Plus, we believe in returning Read more…

By Robert Varner, 9 monthsNovember 14, 2025 ago
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Smart Steps for Switching Your Malpractice Policy

Smart Steps for Switching Your Malpractice Policy Whether you’re early in your career, transitioning to a new practice, or approaching retirement, there may come a time when you consider switching malpractice insurance carriers. Understanding the process, and your responsibilities when making that change, is key to maintaining continuous protection and Read more…

By Robert Varner, 10 monthsOctober 11, 2025 ago
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2026 Shareholders’ Meeting

The most recent annual Shareholders’ Report is posted on this website and the annual AAOIC Shareholders’ Meeting will be held virtually using Zoom on Saturday May 9, 2026, at 11:30 Eastern Daylight Time.  All AAOIC insureds are invited to participate!  A link will be posted several weeks prior to the meeting.

By Alan Baum, 10 monthsSeptember 30, 2025 ago
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Treatment Considerations During a Pending Claim

Mistakes and adverse events can happen—even in the most careful, well-run orthodontic practices. Whether it’s a wrong tooth extraction, a cut during IPR, an etchant burn, or another incident, knowing how to proceed when a claim is pending (or anticipated) requires thoughtful evaluation. Every decision you make during this period Read more…

By Robert Varner, 11 monthsSeptember 4, 2025 ago
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Best Practices for Accepting and Transferring Orthodontic Patients

Patient transfers are a routine part of orthodontic practice, but they also come with significant clinical, legal, and ethical responsibilities. Whether you’re accepting a transfer patient or facilitating a patient’s departure from your care, how you manage the transfer process can protect you from potential claims and ensure continuity of Read more…

By Robert Varner, 1 year ago

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