Addressing problem areas with patients is never fun, but it is critical orthodontists have those conversations as soon as possible. By communicating early, you can help patients understand the potential for serious treatment problems and encourage them to accept suggested solutions. These conversations can also help minimize the risk of a Read more…
1. How are premium rates determined for malpractice insurance in a specific practice area? Premiums are determined by an actuarial analysis of the claims experience in the area that you practice. Areas that are very litigious, such as the NYC Boroughs, generally have higher premiums while a less litigious area Read more…
AAOIC Announces Dividend for 2021 Payable in 2022 AAOIC®, The Orthodontists’ Malpractice Insurance®, is pleased to announce that it is paying its 14th dividend of $1,700,000 to orthodontists that were insured on December 31, 2021. This will be paid by a premium credit of approximately 20% to those renewing in 2022. AAOIC’s mission is to provide Read more…
Pure Consent to Settle vs. Hammer Clause: Do you understand the language regarding a claims settlement in your malpractice policy? It’s important you do because it may have significant ramifications on your career. What’s the Difference? Understanding your consent provisions is important because settling your claim may not be the Read more…
Created by Orthodontists for Orthodontists®, AAOIC works to help safeguard your hard-earned career by offering comprehensive malpractice insurance. We believe protecting your career is worth doing right—and choosing the plan that is selected by more of your peers than any other can make the difference. Plus, we believe in returning Read more…
Whether you are fresh out of school or an experienced professional, malpractice claims are a risk everyone in the orthodontic field faces. And—no matter how meticulous you are in your work—it only takes one dissatisfied patient who perceives a mistake to put you at risk of being sued. That is why it Read more…
AAOIC TO OFFER $25 FIRST YEAR OCCURRENCE AND CLAIMS-MADE POLICIES TO RECENT GRADUATES If you are new to practice, there is no better time than now to consider AAOIC – The Orthodontists’ Malpractice Insurance. The AAOIC Board of Directors recently approved a $25 first year policy, both for occurrence and claims-made Read more…
Answers to FAQ’s regarding the AAOIC Supplemental Informed Consent “Orthodontic Treatment in the Era of COVID-19” and Supplemental Health Questionnaire
We understand some AAO members will want to know if they have coverage under their AAOIC Professional Liability Insurance policy for the allegation of transmission of the COVID-19 virus in their orthodontic office(s) . The answer is that there may be coverage, depending on the facts and circumstances of any Read more…
“Created by Orthodontists, for Orthodontists®”, AAOIC now insures 58% of active AAO member orthodontists and is your best choice in professional liability insurance. Why are we telling you this? You may have read articles recently which implied that you might be better off with a commercial insurance company than a Read more…